For Ukrainians abroad

Your hryvnia and foreign accounts in one overview

Salary in euro, family support in hryvnia, savings in dollars. Give each its own account and read the total in the currency you think in.

Accounts overview Demo data
Local bank 1 450 €
Ukrainian card 18 200 ₴
Savings 2 000 $
Total in main currency 3 600 €

Why a life in two countries is hard to count

Money splits across banks

A local bank and a Ukrainian bank never appear in the same app, so there is no single balance.

Transfers look like spending

Sending money between your own accounts distorts monthly totals if it is counted as an expense.

Exchange rates blur the picture

Converting by hand in a table goes stale at once and hides how much you really have.

How to set it up

1

Choose your main currency

Pick the currency you want totals in when you register.

2

Add one account per currency

Create an account for each bank or cash pocket, each in its own currency.

3

Record spending and transfers

Log them on the web or through the Telegram bot. Transfers between your accounts keep both amounts and the rate.

What you get

One total across currencies

Balances are shown in your main currency using regularly updated exchange rates.

Transfers kept apart from spending

Money moved to family or between your accounts does not inflate your expenses by accident.

A language that fits

Use the app in Ukrainian, English, Polish, German, Italian or Spanish.

What to expect today

  • Monsave has no integrations with Polish, German, Italian or other local banks yet, so those accounts are kept up by hand.
  • Automatic import is available for Monobank, and only for accounts with Ukraine as the selected country.
  • You never enter card numbers or banking passwords, and you can delete your account at any time.

Inflation loss calculator

See how much idle cash loses over time before deciding which currency to hold it in.

Inflation loss calculator

Questions about multicurrency tracking

Not yet. You add those transactions yourself on the web or through the Telegram bot.

Monsave updates reference rates automatically from public sources such as the National Bank of Ukraine. For a transfer you can record the rate you actually got.

Yes, in your profile settings. Each account keeps its own currency.

No. Monsave is a personal tracker, not tax software. Local tax questions belong with a local adviser.

See both of your financial lives on one screen

Create an account, choose a main currency and add your first accounts in a few minutes.