Deposit accounts

Know when each deposit ends and what it earns

Several deposits in different banks are easy to lose track of. Record each once and see rates and end dates without opening every bank app.

Deposit account Demo data
Balance 50 000 ₴
Interest rate 13% a year
Capitalization Yes
Ends 15.03.2027

How savings slip out of sight

End dates are easy to miss

Each bank has its own terms, and a forgotten deposit may renew or sit at a low rate.

Savings look separate from life

Without one total you cannot tell how much is free and how much is locked until a date.

Comparing offers takes guesswork

Nominal rates hide tax and capitalization, so a higher number is not always a better deposit.

How to add a deposit

1

Create an account

After signup and a short setup you land on your accounts list.

2

Choose the Deposit type

Enter the bank, balance, currency, rate, capitalization and the start and end dates.

3

Keep it in your overview

The deposit now sits with your other accounts, so its balance counts in your total.

What you get

Every deposit on one list

Bank, rate and end date are stored with each deposit, whichever bank holds it.

Savings next to spending

Your overview shows wallets and deposits together rather than in separate apps.

Any currency

Hryvnia and foreign currency deposits each keep their own currency.

What this tracker does not do

  • Monsave is not a bank. It cannot open, close or renew a deposit and does not hold your money.
  • Deposit details are what you enter yourself; check exact terms with your bank. This is not financial advice.
  • You can delete a deposit record or your whole account at any time.

Deposit calculator

Estimate net income after tax and capitalization before you choose an offer.

Deposit calculator

Questions about tracking deposits

No. You open it at your bank and record its details in Monsave.

A deposit you add by hand changes only when you record an operation on it.

The calculator estimates an offer without an account. A deposit account keeps the deposit you actually hold in your records.

Yes. You enter the bank name and currency yourself, so any bank works.

Put your deposits on one list

Create an account and add your first deposit right after the short setup.